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CSB Bank Q4 business update: advances jump, CASA slips marginallyCSB Bank reported strong growth in advances and deposits for Q4, though CASA deposits declined slightly, signalling pressure on low-cost funding even as lending momentum remained robust.By Megha Rani  April 2, 2026, 7:36:06 PM IST (Published)2 Min Read

CSB Bank reported a robust operational performance for the fourth quarter, with healthy growth in both deposits and advances on a year-on-year basis, although its low-cost deposit base saw a marginal decline.

Total deposits rose 20% year-on-year to ₹44,246 crore, compared with ₹36,861 crore in the same period last year. However, the bank’s CASA (current account savings account) deposits dipped 1% to ₹8,832 crore from ₹8,918 crore, indicating some pressure on low-cost funding.

On the asset side, gross advances registered strong 27% growth, rising to ₹40,364 crore from ₹31,842 crore a year ago, reflecting continued momentum in lending activity.

In the December (Q3) quarter, the bank had reported a sequential deterioration in asset quality. Gross non-performing assets (NPAs) rose to 1.96% from 1.81% in the September quarter, while net NPAs increased to 0.67% from 0.52%.

In absolute terms, gross NPAs climbed by around ₹100 crore to ₹729.4 crore from ₹628.75 crore, and net NPAs rose to ₹245.66 crore from ₹178.46 crore. Provisions also increased to ₹86.77 crore during the quarter, compared with ₹63.65 crore in the previous quarter.

Also Read: Central Bank of India Q4 update: Advances rise 19%, CASA ratio dips YoY

Net interest income (NII), a key measure of core earnings, grew 20.7% year-on-year to ₹453.2 crore, up from ₹375.38 crore in the corresponding period last year.

Shares of CSB Bank ended 2.5% higher at ₹369.05 on the NSE on Thursday, April 2.

Continue Reading(Edited by : Sheersh Kapoor)Tagsadvancesbank depositsCASACSB bank