Published on 18/10/2025 01:25 PM
HDFC Bank Q2 Results 2025 LIVE: HDFC Bank, the largest private sector bank in India, announce its Q2 results today, 18 October 2025. The board of directors of the private lender was scheduled to meet on Saturday, and approved the financial results for the second quarter of FY26.
The overall banking sector is estimated to report weak earnings in the quarter ended September 2025, with sector profitability bottoming out before a recovery in H2FY26. Here’s a look at HDFC Bank Q2 results today:
HDFC Bank reported muted growth in its net profit and net interest income (NII) during the July-September quarter.
HDFC Bank reported a standalone net profit of ₹18,641.28 crore during the second quarter of FY26, registering a growth of 10.8% from ₹16,820.97 crore, in the year-ago period.
The lender’s Net Interest Income (NII), the difference between interest earned and interest paid, during the fiscal second quarter ended September 2025 grew 4.8% to ₹31,551.5 crore from ₹30,114 crore, YoY.
Pre-provisions operating profit (PPOP) in Q2FY26 increased 18.5% to ₹27,923.60 crore from ₹24,705.74 crore, YoY.
Asset quality of the private sector lender improved sequentially during the quarter. Gross NPA declined 7.42% QoQ to ₹34,289.48 crore, while Net NPA decreased 6.75% QoQ to ₹11,447.29 crore. Gross NPA ratio dropped 16 bps QoQ to 1.24% and Net NPA ratio fell 5 bps QoQ to 0.42%.
On Friday, HDFC Bank share price ended 0.83% higher at ₹1,002.50 apiece on the BSE.
Stay tuned to our HDFC Bank Q2 Results Live Blog for the latest updates.
HDFC Bank Q2 Results LIVE: HDFC Bank booked a one-time gain linked to its subsidiary HDB Financial Services Ltd’s initial public offering (IPO) during the quarter ended September 2025.
HDB Financial Services IPO was launched on June 25, which was a fresh issue of shares worth ₹2,500 crore, and an offer for sale (OFS) of shares amounting to ₹10,000 crore by HDFC Bank. Under the OFS of HDB Financial IPO, HDFC Bank divested 13.51 crore shares at ₹740 apiece, resulting in a net pre-tax gain of ₹9,128.4 crore during the half year ended September 30, 2025.
HDFC Bank Q2 Results LIVE: HDFC Bank’s total Capital Adequacy Ratio (CAR) as per Basel III guidelines was at 20.0% as on September 30, 2025, up from 19.8% as on September 30, 2024, and as against a regulatory requirement of 11.9%. Tier 1 CAR was at 17.9% and Common Equity Tier 1 Capital ratio was at 17.5% as of September 30, 2025. Risk-weighted Assets were at 27,841 billion.
HDFC Bank Q2 Results LIVE: Provisions and contingencies for the September quarter rose 29.6% to ₹3,500.5 crore from ₹2,700.5 crore, YoY. However, it dropped significantly by 75.76% from ₹14,441.63 in the June quarter.
HDFC Bank Q2 Results LIVE: Gross NPA as a percentage of Gross Advances (Gross NPA ratio) in Q2FY26 declined by 16 basis points (bps) to 1.24% from 1.40% QoQ. Net NPA ratio of the bank dropped by 5 bps to 0.42% from 0.47%, QoQ.
HDFC Bank Q2 Results LIVE: HDFC Bank’s asset quality during the September quarter improved. Gross Non-Performing Assets (NPA) in Q2FY26 declined 7.42% to ₹34,289.48 crore from ₹37,040.80 crore in the previous quarter. Net NPA decreased 6.75% to ₹11,447.29 crore from ₹12,275.99 crore, QoQ.
HDFC Bank Q2 Results LIVE: Pre-provisions operating profit (PPOP) in Q2FY26 increased 18.5% to ₹27,923.60 crore from ₹24,705.74 crore, YoY.
HDFC Bank Q2 Results LIVE: HDFC Bank’s Net Interest Income (NII), the difference between interest earned and interest paid, during the fiscal second quarter ended September 2025 grew 4.8% to ₹31,551.5 crore from ₹30,114 crore, YoY.
HDFC Bank Q2 Results LIVE: HDFC Bank, the largest private sector lender reported a net profit of ₹18,641.28 crore during the second quarter of FY26, registering a growth of 10.8% from ₹16,820.97 crore, in the year-ago period.
HDFC Bank Q2 Results LIVE: HDFC Bank is expected to see muted single-digit growth in its net profit and net interest income (NII) during the July-September quarter. However, HDFC Bank’s margins are expected to moderate during the quarter and contract sequentially due to the impact of repo rate cut.
HDFC Bank Q2 Results LIVE: The banking sector is estimated to report weak earnings in the quarter ended September 2025, with sector profitability bottoming out before a recovery in H2FY26.
HDFC Bank Q2 Results LIVE: H HDFC Bank, the largest private sector bank in India, will announce its Q2 results today, 18 October 2025. The board of directors of the private lender is scheduled to meet on Saturday to consider and approve the financial results for the second quarter of FY26.
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