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HDFC Bank has announced significant changes to its credit cards, effective July 1, 2025. One notable change is the revised lounge access policy, which is drawing attention and topping searches. The bank has announced that the complimentary lounge access on direct swipe-off is discontinued effective midnight of 09 June 2025. With effect from June 10, 2025, you can avail of the free domestic lounge access benefit on the spend of Rs 50,000 or more in a calendar quarter. Here is the following list of changes announced by the bank.

Further, the new charges, effective July 1, 2025, on rent payments, online gaming, and wallet loading are as follows. 

Insurance transactions will earn Reward Points, but are limited at per month as per the table below.

Please note: For Millennia, UPI, BIZ UPI, Swiggy, BIZ First, Paytm, Paytm Business, Easy EMI Millennia, Best Price Save Smart, and Bharat credit cards, the capping as per product feature will continue to be applicable.

All fees are subject to GST as per government regulations.

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