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PNB Q4 update: Loan growth strong, CASA ratio improves; global biz up 11%Punjab National Bank reported steady growth in Q4, with advances rising strongly and deposits expanding, while the CASA ratio improved year-on-year, supporting overall business growth.By Sheersh Kapoor  April 2, 2026, 8:49:28 PM IST (Published)1 Min ReadPunjab National Bank reported steady growth in its March quarter business update, with expansion across loans, deposits and overall business.Global total business rose 10.79% year-on-year and 2.81% sequentially to ₹29.72 lakh crore. Total global deposits increased 9.25% year-on-year to ₹17.11 lakh crore, while gross advances grew 12.97% to ₹12.61 lakh crore.On the domestic front, total business rose 10.39% year-on-year to ₹28.45 lakh crore. Domestic deposits grew 9.14% to ₹16.49 lakh crore, while gross advances increased 12.17% to ₹11.95 lakh crore.The CASA ratio improved to 73.70% from 71.28% a year ago, indicating stronger low-cost deposit mobilisation.The update builds on trends seen in the December quarter, when net profit rose 13% year-on-year to ₹5,100 crore, supported by higher other income, even as net interest income declined 4.5% and margins remained under pressure.Also Read: Punjab & Sind Bank Q4 update: Loan growth outpaces deposits; CASA ratio dipsAsset quality improved sequentially, with gross NPAs easing to 3.19% from 3.45% in the previous quarter, while net NPAs stood at 0.32%.Shares of PNB ended at ₹104.40 on the NSE, up 0.38% for the day.Continue ReadingTagsearningsPNBPunjab National Bank PNBQ4 earnings