Power of Compounding: In how many years can you generate Rs 2,00,00,000 corpus with just Rs 7,000 monthly investment?
Published on 14/07/2025 06:45 PM
For now, let’s decode how many years it can take to build a sizeable corpus of Rs 2 crore with Rs 7000 monthly investment in a systematic investment plan. Also, the investment amount shouldn't be a concern. Many believe a small sum is not enough for investment purposes. If that’s the case, then why do some of the mutual funds allow investors to invest starting from just Rs 100? On that note, let’s go through the calculations to find out how soon you can build the target corpus.
A systematic investment plan is a medium to invest a fixed amount in a mutual fund scheme at regular intervals. You can change the investment amount according to your financial circumstances.
The SIP investment can be done according to the choice of the investor’s investment capacity- daily, weekly, monthly, quarterly, half-yearly, or yearly.
Target corpus: Rs 2 crore
Monthly investment: Rs 7,000
Annualised return: 12 per cent
During that time, the invested amount will be Rs 8,40,000, and the estimated capital gains will be Rs 7,28,251. The estimated retirement corpus will be Rs 15,68,251.
The invested amount will be Rs 12,60,000, and the estimated capital gains will be Rs 20,71,520. The estimated retirement corpus will be Rs 33,31,520.
The invested amount will be Rs 16,80,000, and the estimated capital gains will be Rs 47,59,001. The estimated retirement corpus will be Rs 64,39,001.
The invested amount will be Rs 21,00,000, and the estimated capital gains will be Rs 98,15,446. The estimated retirement corpus will be Rs 1,19,15,446.
The invested amount will be Rs 25,20,000, and the estimated capital gains will be Rs 1,90,46,812. The estimated retirement corpus will be Rs 2,15,66,812.
It may take approximately 30 years to generate Rs 2 crore corpus.
Also Read: Home Loan Calculation: How can you save Rs 32 lakh and 5 years on Rs 80 lakh, 30-year loan?
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