Power of Rs 1,00,000 one-time Investment: In how many years, your Rs 1 lakh investment can reach Rs 30 lakh; see results
Published on 13/05/2025 07:07 PM
Power of Rs 1,00,000 one-time investment: Have you ever thought of creating a large fund from your small investment? A corpus that is multiple times your investment. Getting such a return may appear to be an insurmountable task. But one may achieve it if they have patience and a long-term investment horizon. Know how mutual fund lump sum investment works. How it can create a large corpus from a small investment and how a Rs 1,00,000 one-time investment can create a Rs 30 lakh corpus.
If one starts their investment at an early stage of their career, they can build a sizeable corpus by the time they retire.
Suppose an individual starts investing at the age of 25 and wants to create a retirement corpus which they want to withdraw at 60 years of age.
At a 12 per cent annualised return, let's see the corpus they can generate by a one-time investment of Rs 2 lakh, Rs 5 lakh, and Rs 10 lakh.
In 35 years, estimated capital gains will be Rs 1,03,59,924, while the estimated corpus will be Rs 1,05,59,924.
In 35 years, estimated capital gains will be Rs 2,58,99,810, while the estimated corpus will be Rs 2,63,99,810.
In 35 years, estimated capital gains will be Rs 5,17,99,620, while the estimated corpus will be Rs 5,27,99,620.
You can see here that the investment has grown by more than 50 times. It's because a long-term provides years of compounding to the investment.
We will calculate it at a 12 per cent annualised return.
One may achieve this target in an estimated period of 30 years.
In 30 years, estimated capital gains will be Rs 28,95,992, while the estimated corpus will be Rs 29,95,992.
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