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State Bank of India -- the country's largest lender -- is scheduled to report its financial results on Satuday, February 7. Analysts expect the PSU banking giant to stage a decent financial performance for the quarter ended December 31, with mild single-digit growth in headline numbers and some improvement in asset quality.

According to Zee Business research, SBI is estimated to register a net profit of Rs 17,760 crore for the October-December period, which translates to year-on-year growth of about 5.0 per cent. The analysts expect the PSU lender's net interest income (NII) -- a key measure of revenue for commercial banks -- to grow 8.0 per cent to Rs 44,800 crore.

NII is the difference between interest earned and interest paid.

According to the research, SBI's quarterly provisions are estimated to come in at Rs 5,310 crore, as against Rs 910 crore a year ago and Rs 5,400 crore in the third quarter of FY25.

SBI is expected to stage improvement in its asset quality -- reflected in a sequential decrease in the proportion of bad assets in total loans.

According to Zee Business analysts, SBI's third-quarter gross and net non-performing assets (NPAs) -- or bad loans -- are pegged at 1.7 per cent and 0.4 per cent of total loans, unchanged from the previous quarter.