Senior Citizen Latest FD Rates: Compare interest rates of banks like SBI, PNB, HDFC Bank and maturity on Rs 10,50,000 investment in 1-5 year FDs
Published on 30/06/2025 05:51 PM
Fixed deposits (FDs) are among the most popular investment options because of their safe and guaranteed return features. Senior Citizen Fixed Deposit Plans allow senior citizens to earn a little higher interest rate than the general public. However, a number of other criteria matter to senior citizen FD interest rates, and tenure is one of the most crucial ones. In this article, we will compare FD interest rates of banks like SBI (State Bank of India), PNB (Punjab National Bank), HDFC Bank, ICICI Bank, and others. We will also calculate the maturity amount of a Rs 10,50,000 investment in one to five-year FD schemes.
1-year FD: 6.75% interest rate
3-year FD: 6.80% interest rate
5-year FD: 7.05% interest rate
Maturity amount on Rs 10,50,000 deposit
If a senior citizen invests Rs 10,50,000 in SBI's 1-year FD, they will get Rs 11,22,689 on maturity. If they invest the same amount for three years, they will get Rs 12,85,407 and Rs 14,89,171 in five years.
1-year FD: 6.90% interest rate
3-year FD: 6.90% interest rate
5-year FD: 7% interest rate
If a senior citizen invests Rs 10,50,000 in PNB's 1-year FD, they will get Rs 11,24,346 on maturity. If they invest the same amount for three years, they will get Rs 12,89,204 and Rs 14,85,517 in five years.
1-year FD: 6.75% interest rate
3-year FD: 7.10% interest rate
5-year FD: 7.10% interest rate
If a senior citizen invests Rs 10,50,000 in ICICI Bank's 1-year FD, they will get Rs 11,22,689 on maturity. If they invest the same amount for three years, they will get Rs 12,96,828 and Rs 14,92,834 in five years.
1-year FD: 6.75% interest rate
3-year FD: 6.95% interest rate
5-year FD: 6.90% interest rate
If a senior citizen invests Rs 10,50,000 in HDFC Bank's 1-year FD, they will get Rs 11,22,689 on maturity. If they invest the same amount for three years, they will get Rs 12,91,106 and Rs 14,78,234 in five years.
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