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SIP Investment for 25 years: How much wealth you can generate with Rs 25,000 monthly SIP | Know Calculation

Published on 08/05/2025 09:23 PM

SIP investment for 25 years: Are you planning to retire in the next 25 years and want to accumulate a substantial corpus for post-retirement life? If yes, then you can start investing in SIP mutual funds. It is an investment strategy linked to the stock market that is popular among investors who aim to build wealth in the long term and are capable of taking risks. Basically, it allows investors to invest a fixed amount at regular intervals and uses the power of compounding to grow their money.

Still confused? Well, to understand this in a better way, let's take an example where you are investing Rs 25,000 every month in a SIP mutual fund for 25 years. It should be noted that for all the calculations, we are assuming the average return rate of 12 per cent. Now, in this write-up, we will calculate how much wealth you can earn -

According to the calculations, you will generate around Rs 4.25 crore corpus in 25 years if you invest Rs 25,000 monthly in an SIP.

In 25 years, you will have a total investment of Rs 75,00,000 with a monthly SIP of Rs 25,000.

With a monthly SIP investment of Rs 25,000, you can expect a total of Rs 3,50,55,164 (on average) as capital gains.

Consequently, at the end of 25 years, including the principal investment and capital gain, you will get a total of Rs 4,25,55,164.

Full Calculation Summary

(Disclaimer: Our calculations are projections and not investment advice. Do your own due diligence or consult an expert for financial planning.)

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