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RBI mandates digital lending apps to register with centralised directory from May 13; 10 key takeaways

Published on 13/05/2025 04:24 PM

The Reserve Bank of India (RBI) keeps issuing directions and circulars on digital lending by regulated entities (RE). The central bank recently released a fresh set of rules under the Reserve Bank of India (Digital Lending) Directions, 2025. 

The purpose of these regulations is to increase transparency and accountability in the rapidly growing digital lending.

The news was first reported by Zee Business on April 22.

As per the new rule, a public list of digital lending apps will soon be released on the RBI website. Under this, such a list will be made public on the RBI website by July 1, so that consumers can check whether an app is real or fake. The purpose of this list is to encourage people to use safe digital loan apps.

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